Quote:
Originally Posted by Tyneras
I'd say my rule of thumb is if the armor was designed as a whole, even if it is able to disassembled into arbitrary overlapping sub-components, then no layering penalty.
At low tech levels the engineering is simply not there, so it's not an issue (unless dwarves or elves decided to do it). At high tech levels the engineering and construction abilities reach the point where an arbitrary number of removable layered sub components in a single suit become possible, with after market add-ons adding yet another set of twists.
The modern vest with the insert pockets is designed as a whole, with adding or removing the inserts being removable sub-components. If the body suit under the clamshell armor is designed to be used together as a whole, I'd say no layering penalty unless the design or manufacturing was shoddy. That doesn't apply to any random bodysuit, just ones designed to go with that specific type of clamshell.
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That's the exact opposite of my experience...