If you haven't picked up GURPS
Power-Ups 2: Perks, you're missing out on the nifty Standard Operating Procedure (SOP) perk. It puts your PC on auto-pilot and gets stuff done!
Perks offers a half-dozen SOPs. Here are 17 more (along with thoughts on selecting and gaming SOPs).
As Good As Done: New Standard Operating Procedure (SOP) perks for GURPS