Quote:
Originally Posted by roguebfl
I would note this technique is not need for members of that organizations. Any such penalties from complication for member of the origination are familiarity penalties. This is for "outsiders" working with the origination, for example Defense contract working with the Department, or a policy holder working with an issuance company.
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In many cases they are definitely not familiarity penalties, instead being really arcane/strange methods of doing things. I guess you could buy the normal administration as being learned for that organization, but then you would have a penalty for dealing with other more sane organizations.