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Originally Posted by Rupert
No, no. It prevents Mortal Wounds, but he still failed his roll. Therefore he's dead. :)
I'd have it result in the wearer dropping, but remaining alive and not mortally wounded - as if he'd made the check by the margin of his levels of Hard to Kill. Alternatively I might just rule the thing grants a level or two of Hard to Kill.
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Ok, if it PREVENTS mortal wounds, he still didn't take one. The GM has already ruled out instant death. A magic item helps out it's wearer. Whoa! Stop the Presses!!!