If you do that you are adding more exceptions to the rules. My way you can use the same rules as cars.
My way also doesn't invalidate any existing designs as they are just the sub-set that only put armour on the front and back.
In reality the weight limit on cycles will mean that the majority have little or no armour on the sides, top and bottom, maybe one or two points to keep the rider from being exposed. Armour 2 points thick is equivalent to a wind shell. It is not however universal (which was always daft to my mind) but also won't weight quite as much as the 100lb for 12 points of the windshell so you can afford to have 24 points for the same weight (probably 4 each T,U,L,R)
The concept of DALNIK was a two wheeled car. The one shown previously looks like a streamlined cycle shell, but how about this one. It looks like a half-size sports car.
https://lh6.googleusercontent.com/-9...alnik-D-01.jpg
This makes it very clear that it is a car not a bike. It even has the normal steering wheel arrangement (with what looks like the clutch lever on the wheel rather than as a pedal).
http://bikeweb.com/files/images/Daln...h%20museum.jpg
Classic CW bikes are really all chassis and crossbow vehicles (and really should benefit from fixed mounts).
Ride out of the darkness brothers!!!