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Originally Posted by JAW
Of course if all the PCs are mages it doesn't really matter - but if you had non-mage PCs too or even wanted to balance non-mage allies and mage allies 20pt - on top of the magery - for acces to any spell might not be too much.
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Yes, I take your point. However, this issue isn't specific to games that require magical styles or have a different prerequisite system, right? It holds for any game where magic is rare, it seems.