Quote:
Originally Posted by phayman53
This is a good point, but it still requires people not in the ruling class, who were considered commoners (though not plebs) to be at least Wealthy, which is rather high IMHO. It just seems a bit excessive.
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Actually, it doesn't, because the 80%/20% rule
doesn't require you to fit everything that comes with social standing into that 80%. What the rule really says is that
only 20% of your starting wealth is available for "discretionary funds". The remainder of your property can exceed that 80% value, because a) it's basically under the control of the GM as to what you get, and b) it won't be worth more than 80% of starting wealth if you go out and sell it all despite the social stigma.
So, for example, a TL 3 knight could start with Comfortable Wealth. If they took the 80%/20% split, they'd have $200 available to purchase whatever equipment they wanted. But their 80% would include things like a warhorse, arms and armor appropriate for a knight, and probably at least a small amount of land. The fact that all that would add up to more than 80% of $1000 is okay.