[Themoopanator]

Hi, I have been searching for a while for a place to source some racial templates for my players in our fantasy campaigns as I am having some trouble making my own. A few questions I have are:

1. What is the point in the attribute modifiers ? If the player only wants say 10 IQ but their race adds +2 to IQ can't they just bring it down to 8 and then at the end of character creation it is bumped back up to 2 ?

2. What is the point in the advantages ? Surely you could just purchase the cheapest race and then buy whatever advantages you wanted because there is no advantages limit. ?

3. Could you point me towards some racial templates that include most if not all of the following races ?:

Wood Elves,
High Elves,
Dark Elves,
Humans,
Orcs,
Hobbits,
Nords,
Dwarves,