Re: Why adventuring parties?
Price is the big consideration. Half of our Dungeon fantasy adventures have probably paid us less per day than serving in the army. It's those rare one-off missions where we salvage rare material or exotic weapons that made a difference but an Army would need to be paid up front.
The other consideration is time. Approaching the four adventurers in the tavern to deal with the rat monsters underneath means this gets dealt with tonight before there's a big to-do and the tavern loses customers. Hiring a dozen halberdeers and crossbowman probably means sending word to a mercenary company in the neighboring city, waiting for them to be recalled from wherever they're camped, marching them to your city and camping until they're ready to take on the rat men. Potentially months where this infestation is wreaking havoc on your business and threatening the lives of people in the town.
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