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Originally Posted by HeroPenguin
As far as I'm aware, that's a 0% special effect that you define at the time of creation. Reverting to 0 DR, remaining in full DR, and remaining in whatever mode you were in at loss of consciousness are all roughly equivalent in value, for many of the reasons Kromm stated.
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That's for a switchable advantage, though. For one that's normally always on, I'd say that's some sort of Accessibility limitation. -20% sounds about right for "not while unconscious".