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Originally Posted by Agemegos
Yes, but in the course of an important plot arc my intentions might change, and I might want to convert my $320 per week virtual independent income into $340,000 worth of wealth: which is worth a lot more points.
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The way I would handle this, as your GM would be to allow you to convert your Wealth (the 80% of it that you don't have access to for gear) to cash and lose the Wealth advantage. I'd give you some percentage of the actual value, not the full 80% (though it would be a substantial percentage of it). The loss would represent real estate and bank fees, if you like.
I'd be interested to see how you think your current situation should be represented in GURPS. That might be more productive than calling Bill's suggestion an "ugly kludge". I'd be more than willing to give you another point of view on how that could be represented.