Re: Affording racial templates
Incidentally, there's also the problem of overlapping disadvantages. The way it works for social stigma is specifically spelled out on Adventurers p66, but if I make an elf druid, do I have to take -20 points from the first disadvantage list (which includes sense of duty(nature)), or can I only take -5 points from the first list and make up for it with either fewer advantages or more disadvantages from the second list?
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