Quote:
Originally Posted by RyanW
Pretty sure it's a house rule, and if in effect, the immediate obvious solution is to enchant a sash to wear under armor.
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More likely simply a very liberal reading of the rule and possibly mechanically valid, and unlike the trick of getting a garrote enchanted with Deflect and claiming it protects the whole body I'm at least paying full price.
If that doesn't work for it could be a divine enchantment by Clerics of Love, or an actual enchantment of the Armor spell, M167