Re: Thief class: When a Thief can use Theft:
The rules say a Thief cannot try to steal when either the Thief or the victim is in combat -- in, IIRC, three separate places. It's not on the card because there's already a LOT of text on the card.
Assuming neither the Thief nor the victim is in combat, the Thief can try to steal as long as she has the cards to discard. Even at Level 1, because losing the level isn't a cost of the ability but a penalty for failing to steal successfully. The cost is discarding the card.
If by "the beginning of the game" you mean before the first player starts their turn, then no. You have to wait until the game actually begins.
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