You're reading too much into the advantage. All the advantage does is give them access to the skills and knowledge, it doesn't give any access to the gear.
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Originally Posted by Character, pg 23
You may enter play with skills relating to equipment up to your personal TL.
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No part of the advantage says that the equipment is automatically available. As GM, you're justified in saying "You can have the knowledge, in case you ever find it, but you don't get to start with it."
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But, page 27
does clarify that, and the costs.
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Also, as GM, you're not required to allow your players to buy any advantage they want. You're perfectly justified in saying "No, that isn't available."