Re: priest and theologian
Yeah, the accounting overhead might not be worth it. You could simplify it so that a certain minimum amount of activity is assumed - i.e., if you work part time at your faith, you get 1 fp per day; if you work full time at your faith, you get 2 fp per day. Then make a much shorter list of extraordinary one-time faith bonuses (such as large tithes, major acts of selflessness, etc.)
This would require priests to tend to their flocks, which might not be attractive to PCs. One way of addressing that would be to make major miracles available at relatively low fp cost. I'd also have a list of minor miracles that the priest can do (say) three times per day.
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